love this cardy, it's refreshing to see such bright colours in stores at this time of year. This is a great casual cardy and can be thrown on over jeans and leggings alike. From River Island £79.99.

For when you wanna go a bit glam, but it's like ferezzing outside. Compromise with this bracelet sleeved sequin cardy, its got xmas office party all over it. From Oasis for £60.00

This cream bobble cardian is very cute. The short sleeves are begging for you to layer it, I'm thinking over a printed dress and brown wedge ankle boots - Perfect! from Topshop £75.00

This suit of armour cardy from Toga at Opening Ceremony, is right up my street. I love the sculptural shapes. This cardy, a pair of leggings and high heels, would be my idea of a perfect outfit. The price however, not so perfect $630 - £387.

This cardy-come-blazer is so versatile. Looks great with a smart skirt as well as nodding to this seasons shoulder trend with the embelishments. Gotta love Pret-a-Portabello. Very reasonable at £55.00